Secure the Best Mortgage Rate and Position Yourself for Success as the Housing Market Climbs
Please choose the option that best fits your situation:
Lowest Insured/ Insurable Rate:
3.99%
Current Prime Rate is:
6.45%
Current Rates
1 year 6.14%
2 years 5.19%
3 years 4.19%
4 years 4.64%
5 years 4.09%
Fixed Rates
Variable Rate
5.30%
Your Mortgage.
My Priority.
Hi there! I’m here to help take the stress out of your mortgage journey. Let’s face it – nobody dreams of having a mortgage; they dream of finding their perfect home. That’s why I focus on managing your mortgage, so you can concentrate on discovering the ideal place for you.
Ready to turn your dream into reality? Schedule your appointment today and let’s get started on making homeownership happen for you.
Snhareb Baleus
Mortgage Agent|Licence #M23006003
Understanding the Mortgage Process
Begin your search for the perfect home with your budget in mind. A real estate agent can help you find options that fit your needs.
2. Home Search
1. Pre-Approval
Determine your budget and strengthen your buying power by getting pre-approved for a mortgage. This step involves a quick review of your financial details.
Once you've found a home, submit a formal mortgage application. Provide necessary financial details to proceed with the process.
3. Application
Receive your mortgage approval, which may come with conditions to be met before finalizing everything.
6. Approval
Your application is reviewed, and an appraisal is conducted to verify the home's value. This ensures everything is in order.
4. Processing
A thorough evaluation of your application is done to confirm you meet the lending criteria. I'll help you navigate any additional requests.
5. Underwriting
Fast. Easy. Secure.
7. Closing
8. Post-Closing
Sign the final documents, pay any closing costs, and officially take ownership of your new home.
Your mortgage is funded, and you start making monthly payments. I'm here to assist with any future needs or questions.
"Short on Down Payment? We’ve Got Solutions!"
Schedule your appointment today and let’s get started on making homeownership happen for you.
A part of the journey
At Dominion Lending Centres we want to be your trusted advisor through every stage of your home-buying journey..
Get in touch
Snhareb Baleus
Mortgage Agent| L# M23006003
Caliber Mortgage Inc. powered by DLC
E: snhareb.baleus@calibermortgage.ca